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Principal Software Engineer

PayPal is a global financial technology company that operates a two-sided network connecting merchants and consumers in approximately 200 markets, enabling digital payments and transactions.
$188,000 - $323,950
Backend
Principal Software Engineer
Hybrid
5,000+ Employees
15+ years of experience
Finance · Enterprise SaaS

Description For Principal Software Engineer

PayPal is seeking a Principal Software Engineer to lead their Risk engineering global team architecture. This is a critical role within PayPal's technology organization, focusing on building and implementing Real-Time Risk platforms and services that protect PayPal's global payment network.

The position requires a seasoned technical leader with at least 15 years of experience who can drive architecture decisions and technical strategy across a large domain. The role combines deep technical expertise in distributed systems, payment technologies, and risk management with strategic leadership responsibilities. You'll be working at the intersection of technology and financial services, helping to secure and scale PayPal's payment infrastructure that serves hundreds of millions of merchants and consumers globally.

As a Principal Engineer, you'll collaborate with senior executives to shape multi-year business strategies, lead technical decision-making for risk solutions, and mentor other engineers to elevate the entire organization's technical capabilities. The role involves hands-on technical leadership in building both on-premise and cloud-based risk solutions, requiring deep understanding of payment systems, banking integrations, and fraud prevention.

The position offers a competitive compensation package ranging from $188,000 to $323,950 annually, plus benefits including medical/dental/vision insurance, equity, and retirement plans. PayPal provides a balanced hybrid work environment with 3 days in office and 2 days flexible, allowing for both collaborative work and individual focus time.

This is an exceptional opportunity for a technical leader who wants to make a significant impact on global financial technology while working with cutting-edge risk management systems at massive scale. The role offers the chance to influence PayPal's technical direction while solving complex challenges in payment security and risk management that affect millions of users worldwide.

Last updated a day ago

Responsibilities For Principal Software Engineer

  • Lead architecture, development and execution of PayPal's Risk engineering strategy
  • Set technology roadmap for domain
  • Provide advice and counsel to senior executives
  • Identify themes & trends across projects and teams
  • Mentor others and propagate technical influence
  • Build robust backend systems from concept to completion
  • Collaborate with design, product, and QA teams

Requirements For Principal Software Engineer

  • Minimum of 15 years of relevant work experience
  • Bachelor's degree or equivalent experience
  • Deep Technical knowledge in architecting distributed applications
  • Solid understanding of Payments and consumer financial products
  • Experience with on-premise and cloud-based Risk solutions
  • Knowledge of Payment Wallets, Banks and Credit card partner interactions
  • Ability to influence engineers and foster innovative culture
  • Experience solving complex problems with datasets

Benefits For Principal Software Engineer

Medical Insurance
Dental Insurance
Vision Insurance
401k
Education Budget
Equity
  • Medical, dental, vision insurance
  • Annual performance bonus
  • Equity
  • 401k and retirement benefits
  • Paid Time Off
  • 4-week sabbatical program
  • Educational benefits and career development
  • Company-matched giving
  • Flexible hybrid work model (3 days office/2 days flexible)

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