Principal Software Engineer, Embedded Finance

Toast is building out an Embedded Finance product line with the goal of researching, developing, and eventually scaling a new generation of financial solutions for restaurants that can have a substantial impact on Toast's long-term growth. In this very senior engineering role, you will oversee all aspects of our Embedded Finance solution which includes some existing products such as BillPay and Capital, and helping to identify new opportunities and solutions.

With Toast's suite of restaurant management solutions, our customers take orders at tables and online, send orders to the kitchen, schedule employee shifts, and even manage supplier purchasing. On the Embedded Finance team, we are working to become an integral part of our customer's financial lives. Embedded Finance will be the set of capabilities that connects the restaurant's payments directly with the suite of Toast's capabilities.

Responsibilities:

• Work closely with the leads to identify high-impact opportunities
• Make technical decisions and recommendations that will lay the foundation for the future of our strategy
• Stay in tune with customer needs by participating in user interviews and research
• Guide the design and build of the overall suite of products to work seamlessly together for our customers

Requirements:

• Growth mindset with an emphasis on learning and self/team-improvement
• Extensive experience building and shipping production software to customers
• Experience with Java or other object-oriented programming languages
• Experience with front end and back end development
• Respectful, empathetic, and humble
• Passionate about making users happy and seeing people use your product in the wild
• Startup mindset and comfort with ambiguity
• Flexible in using different tech stacks and languages
• Experience with lending and financial services solutions
• Able to demonstrate platform thinking and design

Toast offers competitive compensation and benefits programs, including equity, cash compensation (overtime, bonus/commissions if eligible), and benefits. Join us in our mission to empower the restaurant community to delight guests, do what they love, and thrive.