Principal Engineer

Toyota Financial Services (TFS), the finance and insurance arm of Toyota and Lexus in North America, is seeking a Principal Engineer to join their Banking and Commercial Lending team. This role represents an opportunity to shape the technical direction of mission-critical financial applications at one of the world's most respected automotive companies.

The position requires a seasoned technical leader with 10+ years of software engineering experience who will be responsible for designing and implementing cloud-native solutions on AWS. The ideal candidate will bring deep expertise in Java, Python, or JavaScript, along with proven experience in system architecture and cloud technologies. They will lead technical discussions, mentor junior engineers, and ensure the implementation of secure, scalable solutions.

What makes this role particularly compelling is the chance to work at the intersection of automotive finance and cutting-edge technology. The Principal Engineer will be instrumental in modernizing financial services applications while working in a collaborative environment that values innovation and technical excellence. TFS offers comprehensive benefits including healthcare, 401(k) with company match, vehicle purchase discounts, and professional development opportunities.

The role is based in Plano, TX, and offers the opportunity to work with cross-functional teams in a company known for its respect-driven culture and commitment to continuous improvement. While the position demands technical expertise, it also requires strong leadership and communication skills to effectively collaborate with product owners and influence technical decisions across the organization.