Senior Software Engineer, API Enablement

Upstart is a leading AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. As a Senior Software Engineer on the API Enablement team, you'll play a crucial role in building and maintaining the communication fabric that connects services within Upstart and external systems.

The API Enablement team is responsible for developing explicit interfaces between all facets of our systems and providing secure access to high-quality data, enabling product teams to move faster and more securely. The team operates on core principles of speed, data quality, ease of use, observability, and security.

In this role, you'll be empowered to design and implement robust API solutions using gRPC framework and API Gateway. You'll also lead the implementation of Event Bus, an ecosystem of tools, services, and libraries that facilitates organizational access to high-quality data. This is a high-impact position on a small team that contributes significantly to Upstart's North Star Architecture.

The position offers flexibility with multiple location options including remote work, with regular quarterly onsite collaboration sessions (approximately 3 days) at one of our main offices. The team operates on East/West Coast time zones, ensuring effective collaboration across the organization.

You'll be joining a digital-first company where over 80% of borrowers are approved instantly, with zero documentation to upload. Upstart's AI marketplace has demonstrated higher approval rates and lower loss rates across various demographics, contributing to more inclusive lending practices.

The role offers competitive compensation including base salary, bonus, and equity, along with comprehensive benefits including medical, dental, and vision coverage, 401(k) matching, and various wellness programs. You'll be part of a culture that values technical excellence, innovation, and collaborative problem-solving.

If you're passionate about building scalable API solutions, interested in working with modern technologies like gRPC and Kafka, and want to contribute to making credit more accessible through technology, this role offers an excellent opportunity to make a significant impact while growing your career at a leading fintech company.