Senior Software Engineer, Capital Supply

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand.

The Capital Supply Vertical is the fuel that powers Upstart's AI-based lending operations. Spread across five dynamic high-performance teams, Capital Supply is in charge of onboarding and maintaining Capital Supply relations with both Lending Partners and Investors. The team provides both internal and external business partners with reports, forecasting, financial reporting and helps optimize the connection between customer base and funding suppliers.

As a Senior Software Engineer in the Capital Supply team, you'll collaborate with engineers and cross-functional teams such as Product, Analytics, Lending Partnerships, and Capital Supply on projects that grow your skills in full stack development, cloud platforms, and financial systems. You'll be responsible for designing and developing scalable solutions, maintaining critical platforms, and ensuring security and performance of systems.

The role offers competitive compensation, comprehensive benefits, and the opportunity to work in a digital-first company with regular on-site collaboration sessions. You'll be part of a team that values both technical excellence and cross-functional collaboration, working on projects that directly impact the company's ability to provide efficient lending solutions.

This is an excellent opportunity for experienced engineers who want to apply their skills in a fintech environment, working with modern technologies and contributing to systems that make credit more accessible through AI-driven solutions. The role combines technical challenges with business impact, offering growth opportunities in both engineering and financial domain expertise.