Software Engineer, Onboarding Experience

Upstart, a leading AI lending marketplace, is seeking a Senior Software Engineer to join their Onboarding Experience team. This role presents an exciting opportunity to work at the intersection of fintech and AI, helping to expand access to affordable credit through innovative technology.

The Onboarding Experience team is crucial to Upstart's mission, focusing on creating a seamless loan application process that enables customers to quickly complete all steps required to fund their loan. As a Software Engineer on this team, you'll work across the entire stack, from web interfaces and third-party API integrations to backend business logic, directly impacting the company's flagship Personal Loans product.

The position offers a competitive compensation package ranging from $142,000 to $196,600, along with comprehensive benefits including medical, dental, and vision coverage, 401(k) matching, equity through ESPP, and various wellness programs. The role provides flexibility with options to work remotely or from offices in San Mateo, CA, Columbus, OH, or Austin, TX.

You'll be working with a modern tech stack including Ruby on Rails, JavaScript (React, NextJS), Kotlin, and Python, while having the opportunity to make architectural decisions that improve system reliability and maintainability. The ideal candidate should have 4+ years of professional software development experience, strong full-stack capabilities, and experience with cloud-native development (preferably AWS).

What makes this role particularly exciting is the direct impact you'll have on Upstart's mission to improve access to credit. You'll be working on both existing and greenfield projects, collaborating with cross-functional teams, and contributing to building an engineering culture that makes Upstart an exceptional place to work. The company's digital-first approach offers flexibility while maintaining strong team collaboration through regular in-person sessions.

If you're passionate about creating exceptional user experiences, have a strong technical background, and want to work at a company that's revolutionizing the lending industry through AI and technology, this role at Upstart could be your next career move.